Interest-Free* Finance

Apply Online for 12 or 24 Months Interest-Free*.

Apply Online Now.


24 Months Interest Free*

Reverts to the variable cash advance rate.  Annual fee of $99.00

Minimum purchase amount of $500 for 12 months

Minimum purchase amount of $1500 for 24 months

Conditions apply, see below for details:

*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, and is subject to change. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available every day. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595

How Interest Free* works:

Interest-free* means you will not pay any interest on the promotional purchase you made with Spartan during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest free* period, any remaining balance will revert back to the cash advance rate applicable at the time, and is subject to change.


Apply Online Now.

If approval has been successful, bring along your identification when you visit one of our Spartan stores and we’ll organise your paperwork so that you simply present it to one of our service staff once you’ve finished shopping. You can also apply in-store. Talk to a staff member for details.