Take the hassle out of applying in-store. Apply Online for Interest-Free* to use in Spartan stores.
Reverts to a variable cash advance rate thereafter.
$79 annual fee.
Minimum $500 purchase for 12 months.
Minimum $1500 purchase for 24 months
Apply Online Now. You can choose either 12 or 24-months interest-free*, and you’ll find out in just a few minutes if your application has been approved. If approval has been successful, bring along your identification when you visit one of our Spartan stores and we’ll organise your paperwork so that you simply present it to one of our service staff once you’ve finished shopping. You can also apply in-store. Talk to a staff member for details.